Savings Product

Personal Savings Products

Personal Savings

  • Minimum opening deposits $100 or $25 if the account will be used for the benefit of a minor under 18 years of age.
  • Tiered interest rates depending on the daily balance.
  • Up to six (6) transfers/withdrawals are allowed per quarterly statement cycle to another account of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or a telephone agreement, or by check, draft, debit card, or similar order.
  • Transfers/withdrawals in excess of six (6) per statement cycle will be charged an excess transaction fee of $1 per transaction.
  • A maintenance fee of $9 will be assessed every quarter if the balance falls below $100 any day of the quarter. Maintenance fees are waived on minor’s accounts less than 18 years of age.
  • Statement cycles quarterly.

Personal Money Market

  • Minimum opening deposit $2,500.
  • A maintenance fee of $10 will be assessed each statement cycle if the balance falls below $2,500 any day of the statement cycle.
  • Tiered interest rates depending on the daily balance.
  • Up to six (6) transfers/withdrawals are allowed per statement cycle to another account of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or a telephone agreement, or by check, draft, debit card, or similar order.
  • Transfers/withdrawals in excess of six (6) per statement cycle will be charged an excess transaction fee of $10 per transaction.
  • Monthly statement.
  • Imaged checks returned.