Savings Products

Personal Savings Products

Personal Savings

  • Minimum opening deposits $100 or $25 if the account will be used for the benefit of a minor under 18 years of age.
  • Tiered interest rates depending on the daily balance.
  • A maintenance fee of $5 will be assessed every month if the balance falls below $200 any day of the month. Maintenance fees are waived on minor’s accounts less than 18 years of age.
  • Statement cycles quarterly.
  • Withdrawals and transfers are limited to six per quarterly statement cycle.
  • Withdrawals or transfers in excess of the six allowed per statement cycle will be charged an excess transaction fee of $2 each.

Personal Money Market

  • Minimum opening deposit $2,500.
  • A maintenance fee of $10 will be assessed each statement cycle if the balance falls below $2,500 any day of the statement cycle.
  • Tiered interest rates depending on the daily balance.
  • Monthly statement.
  • Imaged checks returned.
  • Withdrawals and transfers are limited to six per monthly statement cycle.
  • Withdrawals or transfers in excess of the six allowed per statement cycle will be charged an excess transaction fee of $10 each.