Interest earned on fixed rate instruments based on the amount, length of term, and the current market.
Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
This account will automatically renew at maturity. You will have 10 calendar days after the maturity date to withdraw funds without penalty.
We will impose a penalty if you withdraw any of the principal before the maturity date. The early withdrawal penalty imposed will depend on the term of your CD.
The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings.
We use the daily balance method to calculate the interest in your account. This method applies a daily periodic rate to the principal in the account each day.
Interest may be credited to your account, paid by check, or compounded.
All certificates of deposit compound quarterly with the exception of 31-day and 90-day terms.
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