Checking Products

Personal Checking Products

We offer the following checking options:

 

  • Simple Checking – eStatement
  • Simple Checking
  • Premium Checking
  • 50+ Checking
  • Now Account
  • Super Now Account

Simple Checking – eStatement

  • Minimum opening deposit $100.
  • Unlimited check writing.
  • No monthly maintenance fee or minimum balance requirement.
  • Monthly electronic statement (provided through Online Banking).

Simple Checking

  • Minimum opening deposit $100.
  • Unlimited check writing.
  •  $4.95 monthly imaged statement fee.
  • Monthly imaged statement.

Premium Checking

  • Minimum opening deposit $100.
  • Unlimited check writing.
  • A maintenance fee of $7 will be assessed every statement cycle if the balance in the account falls below $500 any day of the statement cycle.
  • Maintenance fee waived and initial opening balance of $100 for senior citizens age 62 and over.
  • Monthly statement. Imaged checks returned.

50+ Checking

  • Exclusively for customers age 50 years or older.
  • Minimum opening deposit $1,500.
  • Unlimited check writing.
  • A maintenance fee of $15 will be assessed every statement cycle if the balance in the account falls below $1,500 any day of the statement cycle.
  • Free personalized safety wallet checks.
  • No fee cashier’s checks, money orders and notary service.
  • Monthly statement. Imaged checks returned.
  • Interest bearing account. See account representative for current applicable rate.

Now Account

  • Minimum opening deposit $1,000.
  • A maintenance fee of $10 will be assessed every statement cycle if the balance in the account falls below $1,000 any day of the statement cycle.
  • Monthly statement. Imaged checks returned.
  • Interest bearing account. See account representative for the current applicable rate.

Super Now Account

  • Minimum opening deposit $2,000.
  • Unlimited check writing.
  • A maintenance fee of $10 will be assessed every statement cycle if the balance in the account falls below $2,000 any day of the statement cycle and the interest rate will revert to the current NOW account rate for the days the daily balance is below the minimum required balance.
  • Monthly statement. Imaged checks returned.
  • Interest bearing account. See account representative for current applicable rate.