Home Loans

From Purchase to Refinance and Everything in Between

Purchase

Whether you have found the house of your dreams to call home, a second home, or an investment property, we can make that dream a reality. We utilize all types of loan products:

  • Conventional

  • FHA

  • VA

  • USDA

  • Jumbo

We have competitive fixed and adjustable rate options.

Our experienced home loan professionals will guide you step by step through the process.

 

Refinance

If you’re in the market to refinance your primary residence, second home or an investment property, we can help. Let one of our home loan professionals assist you with an evaluation of market rates and terms available.

Home Equity

Our Home Equity loan allows you to take a portion of your home’s equity and use those funds for anything you choose. This loan is a 1st mortgage secured by your home. Competitive rates and terms available.

Construction

Whether you are building your first home or forever home, we have a construction loan for you. We’re happy to work with you and your builder to make your dream a reality. We offer competitive rates with local decision making and fast turnaround time so that you can get started on your home as quickly as possible.

Home Improvement

Does your home need a little TLC? We have a Home Improvement loan that can be suited to your needs. Give us a call and we can provide you with all the details.

Lots

Purchase the lot for your dream home. Secure the land to build now or in the future. In-house underwriting and processing allow for a fast closing.

Meet the Team

Mortgage Team


Lena Bohlen
NMLS# 766436
Spring Branch Banking Center
Phone: 830.980.6950


Crissy O’Neal
NMLS# 818798
Gonzales Banking Center
Phone: 830.672.8585


Kristen Holcomb
NMLS# 1130579
Luling Banking Center
Phone: 830.875.0200

Construction Team


Kim Acker
NMLS# 1076543
Spring Branch Banking Center
Phone: 830.980.6950


Teresa Brzozowski
NMLS# 409378
Gonzales Banking Center
Phone: 830.672.8585